In this episode of the Mindful FIRE Podcast, Adam Coelho talks with Liz Carroll about financial independence, mindfulness, and redefining wealth through her new book, Rich and Radiant.

They explore why many high-performing women avoid taking control of their money, how mindfulness can create safety and awareness around finances, and how to design a rich and radiant life without burnout.

Get clear on your post-FI vision with my free envisioning exercise: http://mindfulfire.org/start

## Key takeaways

- Why many women have inherited default beliefs like “I’m not good with money” or “someone else should handle it.”
- How mindfulness helps create enough safety to honestly explore money feelings, beliefs, and avoidance.
- Why larger numbers can trigger fear, pressure, and the desire to avoid investing or making financial decisions.
- How Liz helps women define “enough” so they can build wealth in alignment with their own life, values, and FIRE number.
- What “rich and radiant” means—and why it may look like Grandma Thursdays, growing flowers, walking on the beach, or buying a car that fits three car seats.
- How values and vivid personal images can become practical decision filters for life and money choices.
- Why intentional scheduling, time blocking, and white space are essential for building wealth without burnout.
- How Adam reflects on redesigning his schedule so business supports family life instead of taking over his week.
- Liz’s advice for anyone early on the path to financial independence: start with “the math of the moment.”
- Liz’s mindfulness advice: use an app if it helps, but also get outside and let nature guide your awareness.

## Chapters

00:00 Welcome back, Liz Carroll

00:13 Why more women don’t take control of their money

01:21 Starting with the body, mindfulness, and money safety

03:47 Bigger numbers, fear, and avoiding financial decisions

04:36 Defining “enough” and building wealth without burnout

06:28 Liz announces Rich and Radiant

08:14 Book launch success and redefining budgeting as a plan

09:35 Creating your own definition of wealth

10:03 What feels rich and radiant to you?

13:36 Using values and images as decision filters

15:28 Designing a business and schedule without burnout

17:02 Time blocking, client sessions, and calendar boundaries

19:40 Liz shares her Splendor Week framework

22:43 Awareness over autopilot

24:15 Realigning business, family, and intentional living

27:30 Choosing how you want to show up

30:40 Liz’s vision for Rich and Radiant

32:14 Advice for someone starting financial independence

34:03 Advice for starting meditation and mindfulness

35:53 How to connect with Liz Carroll

## Resources mentioned

- Mindful FIRE Legends: http://mindfulfire.org/join
- Rich & Radiant by Liz Carroll: https://amzn.to/4gxgMVc
- Liz Carroll / Mindful Money Coaches: https://www.mindfulmoneycoaches.com/?utm_source=mindfufire.org&utm_medium=referral&utm_campaign=podcast-with-adam
- Liz on Instagram: https://www.instagram.com/mindfulmoneycoaches/?utm_source=mindfufire.org&utm_medium=referral&utm_campaign=podcast-with-adam
- Liz on LinkedIn: https://www.linkedin.com/in/money-coach?utm_source=mindfufire.org&utm_medium=referral&utm_campaign=podcast-with-adam
- Free to Focus by Michael Hyatt: https://amzn.to/4fB5Dla
- Headspace
- Mindvalley
- Insight Timer

## About the show

The Mindful FIRE podcast is a show about crafting a life you love and making work optional using mindfulness, financial independence, resilience and envisioning.